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What Bringin has been, since 2023
Most of the European Bitcoiners reading this already know us for one thing: safe, fast Bitcoin to euro off-ramps with a dedicated vIBAN in your name.
That has been our core product since 2023, closing the gap between European banking and Bitcoin self-custody with convenience.
You send Bitcoin from any self-custody wallet — on-chain or Lightning. Euros land in your dedicated European vIBAN, in your name. From there, SEPA Instant settles to your main bank account. No bank blocks. No frozen accounts. No "we don't accept crypto-related transfers." Clean euros, every time.
And a seamless on-ramp: send euros from any of your EU banks to your Bringin vIBAN, and Bitcoin lands directly in self-custody (instantly with lightning).
In 2023 and 2024 we built the foundations to make that real: solving bank blocking issues, building instant SEPA settlement, building on regulatory infrastructure with compliance checks while not compromising on self-custody or convenience in any step of the way.
Our clients have moved over 160 BTC through Bringin since inception — every euro of it from European Bitcoiners who accessed euros safely without needing an exchange.
That's been Bringin. The platform. The vIBAN. The off-ramp. Quiet, reliable, working in the background while we built more.
In 2025 we launched a wave of features pushing Lightning further than any Bitcoin product had taken it. Lightning should be an everyday payment rail, not a niche technology for enthusiasts. Bitcoin should function as money — held in self-custody, moved freely, spent when needed.
We launched the lightning powered debit card first, followed by lightning addresses which changed the UX making it more like email.
Then we shipped v1 of the Bringin mobile app — the first attempt to bring everything together in one place.
Combining all of Bringin's power into ONE app with a self-custodial Lightning wallet, personal euro IBAN with instant SEPA, Visa card for daily spending, instant bitcoin to euro swaps.
What our users taught us
Seven months ago, when we shipped the first version of the Bringin mobile app — we meant to bring all of Bringin’s capabilities onto your phone.
It worked. People used it. We pushed a lot of volume through it.
But it didn't have the feeling we'd promised — the magic of Bitcoin and euros simply flowing between each other without friction, wasn't quite there yet. Real-world feedback from European Bitcoiners using Bringin showed us exactly where the UX gap was and to bringin all the powerful tools together without friction needed more time.
So we did the only thing worth doing. We pulled the mobile app back to beta and rebuilt it from the ground up.
What v2 actually is
From the beginning, the conviction was the same Bitcoin should function as money — held in self-custody, moved freely, spent when needed.
Bringin v2 is a single app that holds a self-custody Bitcoin wallet and a dedicated euro vIBAN side by side — with everything you need to move between them instantly, without ever giving up your keys.
Lets dive in:
The wallet, rebuilt on Spark
The wallet inside v2 is new. We rebuilt it from scratch leveraging Breez SDK, an open-source toolkit our new wallet is built with Spark — a layer 2 protocol on bitcoin that lets us keep Bitcoin in self-custody while doing both on-chain and Lightning payments from a single balance.
The Bringin wallet is not just a Lightning wallet. It's a self-custody Bitcoin wallet that does Lightning natively, as part of the same balance you hold on-chain. You deposit Bitcoin. From that same balance, you can receive on-chain, receive Lightning, pay on-chain, pay Lightning. No manual swaps. No separate channels to manage. No toggling between layers.
This is significant upgrade both in convenience and in fees.
A few things worth knowing about how this works:
- One balance for on-chain + Lightning — no manual swaps, no toggling necessary
- You hold the keys. Bringin never has unilateral custody of your Bitcoin. Multi-sig means we participate in transactions, but never alone.
- You can exit anytime. Every Bringin wallet ships with pre-signed exit transactions. If you ever want to leave Spark, you can — without our cooperation, on your timeline, on-chain. No lock-in is ever possible by design.
- 5x faster, 70% cheaper than our previous version.
This is the fastest self-custodial Bitcoin wallet in Europe.
One App. Bitcoin and euros, side by side.
The home screen is core of the Bringin app.
At the top, three balances in one list: Bitcoin. Euros. Card. Treated and designed as first-class money, Bitcoin isn't a feature inside a euro app. Euros aren't an off-ramp option buried under a Bitcoin wallet. Both held by you. Both easily accessible with a straightforward experience.
The euro balance is your own dedicated EU vIBAN, issued in your name under regulated European infrastructure. You can top it up with any of your existing bank accounts and pay euros out of it.
Below the balances, three primary actions: Add. Send. Scan.
Add money — to your Bitcoin wallet, euro balance, or card balance. Instant SEPA from any EU bank in your name. Or Bitcoin, on-chain or Lightning.
Send money — Bitcoin on-chain. Bitcoin via Lightning. Euros via SEPA. Paste an address, an invoice, an IBAN, a Lightning address. The app routes it correctly.
Scan QR code. Bitcoin address. Lightning invoice or Lightning Address. One scanner to send bitcoin.
Below those, two more buttons most of you already know us for: Buy to wallets. Sell to banks.
This is the core product, and has been since 2023. Buy Bitcoin from your euros, straight to any self-custody wallet — yours, your hardware wallet, anyone else's — on-chain or Lightning, 1% flat, no spread.
Sell Bitcoin from any wallet to your bank, with a clean SEPA transfer, full bank-ready documentation, no blocks. The safest off-ramp in Europe. Same product you've trusted. Now sitting next to everything else.
And, beneath all of it, an entry point into Bringin Connect — the layer that connects wallets to banks.
The whole point of v2 is on that home screen. Bitcoin and euros, held by you, moved through one surface. You stop switching between a Bitcoin app and a banking app. Both behave as money, in the same place.
Bringin Connect — give your bank a Lightning address
This is the one I want to spend a minute on, because it's the closest thing in v2 to something genuinely new that we launched in the world of bitcoin payments.
The clearest way to explain Connect is this: your Lightning address is your bank account.
You point a Lightning address at your bank — Wise, Revolut, your main EU bank, whatever you use. Once set up, every send to that address is an automatic off-ramp: Bitcoin in, euros to your bank, done. Every time, on a permanent rail.
The other direction works the same way. Set up a standing order from your bank to your wallet, and you're DCA-ing into self-custody automatically — weekly, monthly, on payday — without ever opening the app.
We call it Bringin Connect. The simpler way to think about it: a Lightning address that lands in your bank account.
This is the first permanent bridge between any Lightning address and any EU bank.
Debit card — two balances, your choice
The Bringin Visa has been one of v1's most-used features. The card worked one way: top up with Bitcoin or euros, the balance on the card sat in euros, you spent euros anywhere Visa is accepted. Functional. But not what the community kept asking for.
The feedback was consistent: "Let me hold Bitcoin on the card itself. Don't pre-convert me. I want sats sitting there until I actually spend them."
So in v2 we added a second balance.
You now choose, per card, what backs it:
- Euro-balance card — the original. Pre-fund with euros, spend euros. Predictable, no exposure to BTC price at the till.
- Bitcoin-balance card — the new one. Bitcoin sits on the card. At checkout, sats convert to euros at the live rate and the transaction settles. The merchant sees euros. You spent sats. Up to that final tap, you were still in Bitcoin.
This means you can go euro-zero — keep your full spending balance in Bitcoin until you actually spend it. No idle euros losing purchasing power.
A note on custody, because it matters for Bitcoiners: your self-custody wallet on Spark stays self-custodial. The Bitcoin-balance card is custodial — Bringin holds those sats. You can move funds off the card balance back to your self-custody wallet anytime, with no lock-in.
Either card, fund it any way you want:
- Bitcoin on-chain
- Lightning
- SEPA from your Bringin vIBAN or any EU bank
- An instant transfer from your self-custody Bringin wallet
Withdraw the same way. SEPA out. Lightning out. On-chain out. No deposit fees. No exit fees.
A few more things on the cards:
- Multi-card. Hold multiple physical and virtual cards, each one linked to whichever balance type you want.
- Virtual cards, instant. Issued in-app the moment you create them. Google Pay supported out of the box — tap-to-pay from your phone within minutes of signing up.
- Physical cards ship with express delivery. Premium black.
- 0 forex on every card, everywhere.
This is the Bringin Debit Card the community asked for.
Money addresses — a suite, not just one
Bringin v2 gives you a suite of Lightning addresses, each which you can use for a different purpose.
- yourname@bringin.xyz — your default address. Receive Bitcoin, auto-convert to euros if you want, cashable to your bank.
- yourname.btc@bringin.xyz — receive Bitcoin straight to self-custody. Lightning payments, zaps, donations, from 1 sat upward. Funds land in your wallet on Spark, your keys, every time.
- yourname.card@bringin.xyz — when a merchant doesn't accept Bitcoin, anyone can send to your .card address from any Lightning wallet in the world, and the equivalent is on your Visa immediately, spendable at any terminal that takes Visa.
Lightning addresses are a fundamental breakthrough for lightning adoption as payments, and we doubled down on it.
A different kind of UX, built for Bitcoiners
I want to highlight one shift that runs underneath all of this, because I think it's the part of v2 that takes the longest to appreciate but matters the most.
The old way of using a Bitcoin exchange — including, honestly, parts of v1 — was order-driven. You'd enter an amount. Confirm the rate. Add the bank details. Get a QR code for that specific order. Send the exact amount of Bitcoin. Watch for underpay or overpay errors. Wait for the order to clear. If you sent too little, the order was incomplete. If you sent too much, you'd get an apologetic message asking what to do.
We threw all of that out.
In v2, you scan a static QR code linked to your bank. You send any amount of Bitcoin. Euros land in your bank accordingly. Instantly.
There's no order to place. No rate to confirm. No exact amount to match.
This is a different mental model. It's not exchange-flow — it's a payment flow. Simply how money should move. The address itself is the rail. You use it the way you use a Lightning address: send anything, anytime, and it just works.
What this means
Bitcoin is money. The reason most Europeans can't yet use it as money is mostly friction — bank blocks, exchange detours, custody compromises, missing pieces between every step.
Bringin v2 removes the friction without removing the principle. You stay in self-custody. You hold both Bitcoin and euros. You move between them in one tap. You spend either, anywhere Visa is accepted.
You can live on Bitcoin in Europe today. Not in five years.
If you're already a Bringin client
Your wallet, your balance, your vIBAN, your card — everything carries over. Update from the App Store or Play Store and your account comes with you. You don't have to do anything else.
Thank you for staying with us while we rebuilt. You're the reason we did it. The mission feels closer than ever: make Bitcoin money.
If you're new
Download Bringin v2: bringin.me
The most capable Bitcoin payments app in Europe is in your pocket from today.
— Prashanth Chandrashekar Founder & CEO, Bringin
